From the People Who Have Attended

I attended the bank statement workshop after noticing I had no clear picture of where my money went each month. Working through my own statements in the session, with the facilitator asking careful questions, I found things I had not noticed in years of looking at the same documents. The one-page summary I built during the session is now something I review at the start of each month.

The markets programme was not what I expected — in a good sense. I came expecting to learn what to do with my savings. What I left with was a much quieter mind about financial news. When the facilitator walked through two or three major market movements in Thai history, I started to understand why the commentary I read each morning was creating more anxiety than information. I still read the news, but with a different distance from it.

My husband and I attended the Family Conversation Programme together. We are at the point in life where we are helping my in-laws with some costs while also thinking about our children's university expenses. The programme did not give us a plan — it gave us a language for talking about these things with each other without the conversation becoming uncomfortable. The printed guide has been genuinely useful at home.

I was a little uncertain before attending whether this was the right kind of programme for me — I am 58 and have no background in finance. The facilitator was patient and the group was small enough that I did not feel lost. I would say the sessions moved well, though for me personally I would have liked a little more time on one of the topics. The follow-up note from the facilitator was a nice touch I did not expect.

What I appreciated most about the bank statement workshop was that the facilitator never made anyone feel careless about their finances. The tone was calm and curious, not corrective. I came away understanding my own cashflow better than I had in fifteen years, and I did it by looking at my own numbers rather than at a textbook example. That makes a real difference.

I attended all three programmes over about eight months. Each one builds on a different area and they work well independently, but for me there was a natural progression from understanding my own cashflow, to understanding the broader market environment, to thinking about how these things connect to my family's situation. I would not hesitate to recommend any of them.